TERMS & CONDITIONS

1. App Usage

Lowen Play Games Hub is designed for social casino entertainment purposes. By using the App, you agree to do so legally and responsibly. You must not:

• Reverse engineer, decompile, modify, or distribute any part of the App.
• Use the App for commercial purposes without prior written permission from LOWEN PLAY GAMES HUB LTD.
• Disrupt, disable, interfere with, or attempt to gain unauthorized access to the App or related systems.
• Use the App in any manner that violates applicable laws or regulations.
• Attempt to exploit, abuse, or circumvent any feature, reward system, or currency mechanism within the App.

2. Eligibility

Lowen Play Games Hub is intended for users aged 18 and older. By using the App, you confirm that you are at least 18 years of age. We reserve the right to terminate access for any user who does not meet this requirement. The App includes an age verification gate on first launch to help enforce this requirement.

3. Social Casino Disclaimer

Lowen Play Games Hub is a free-to-play social casino application for entertainment purposes only. No real money is wagered, won, or lost. All in-app currencies (Coins and Diamonds) are virtual and have no real-world monetary value. The App does not constitute gambling and does not offer prizes or rewards of real-world value. Success in the App does not imply or guarantee success in real-money gambling.

4. Intellectual Property

All assets within the App — including visuals, audio, game logic, text, branding, design elements, and software code — are owned or properly licensed by LOWEN PLAY GAMES HUB LTD. You are granted a personal, limited, non-exclusive, non-transferable, and revocable license to use the App for personal entertainment purposes. No rights are granted to copy, resell, sublicense, or create derivative works based on the App or its content.

5. Privacy and Data

Your use of Lowen Play Games Hub is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the App, you consent to the data practices described in our Privacy Policy. Please review our Privacy Policy for full details.

6. In-App Currencies and Virtual Items

Coins and Diamonds earned within the App are virtual currencies with no monetary value. They cannot be exchanged for real money, transferred to other users, or redeemed for any real-world goods or services. Virtual items and currencies are provided for entertainment purposes only and may be modified, removed, or reset at our discretion.

7. No Guarantees

The App is provided "as is" and "as available." LOWEN PLAY GAMES HUB LTD does not warrant error-free operation, specific results, or continuous availability. Your use of the App is at your own discretion and risk. We reserve the right to modify, suspend, or discontinue any feature or the App itself at any time without notice.

8. Limitation of Liability

To the maximum extent permitted by applicable law, LOWEN PLAY GAMES HUB LTD and its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, revenue, or business arising from your use of or inability to use the App. Our total liability to you for any claim arising from your use of the App shall not exceed the amount you paid for the App (which is zero, as the App is free).

9. Termination

We reserve the right to suspend or terminate your access to the App at any time, with or without cause, and with or without notice, if we believe you have violated these Terms or engaged in conduct that is harmful to other users, us, or third parties.

10. Changes and Updates

We may update the App and these Terms from time to time. We will notify users of material changes through the App or by updating the effective date on this page. Continued use of the App after any change constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the App.

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising from these Terms or your use of the App shall be resolved through appropriate legal channels.

12. Contact Us

If you have any questions about these Terms and Conditions, please contact us: